- Amount: R1.000 - R250.000
- Term: 12 - 60 months
Dialdirect table of repayments
A representative example
Loan repayment terms range from 12 months to 60 months. The maximum interest rate with regards to Dialdirect Personal Loan* is 27.75% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.75% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.75%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 338.Monthly instalment amount: R556.
Dialdirect experience and discussion
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Is Dialdirect a scam?
No. The product is absolutely fine and no need to worry about anything hidden. The company Dial Direct Insurance Ltd really provides these loans.